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About Money Messiah
Frequently Asked Questions
How much can I borrow?
Up to $1000.00 the first time and $1500.00 thereafter (contingent upon income level and various underwriting criteria). There are times when you may not be able to borrow as much as you would like, but our loans are not designed as a solution to long term financial problems.
What is the cost of borrowing?
The total cost depends on the amount borrowed and your history with the company, and will be explicitly stated in the loan document before you make any commitment.
Is my application secure and confidential?
The online loans application is confidential, and your personal information will be treated accordingly. Look for the lock icon at the top of your browser to ensure a secure form. We take our customers’ desire for privacy in managing their personal finances very seriously.
Does it cost anything to apply for a loan?
The application for a loan is completely free! Money Messiah will NEVER require any form of payment prior to the origination of your loan.
How long will it take for me to get approved?
Once your application is submitted, you will be notified instantly if you are approved, pending verification with customer service. To increase the success of your application, please only apply to one website and payoff any outstanding Money Messiah loans.
How do I receive my money?
Your cash will be electronically deposited directly into your checking account.
Do I need any collateral or at least good credit?
No collateral is required. If you have bad credit, a bankruptcy, or no credit at all, a Money Messiah loan may be the perfect solution for you.
When will the loan be due?
Schedule of payments varies according to size of loan and other factors. Please refer to your personal loan document.
When will I receive my loan?
You will generally receive your money within the next business day.
How do I make my payments?
Your payments dates are determined during the application processed and are always available for you on your loan agreement. Once signed you agree to make the minimum payments shows. To increase your payments, you may log into your online portal and adjust your future payments.
Once paid off, how soon can I get another loan?
You can apply for a new loan immediately after your loan is paid off. We generally recommend that you wait 3 business days to reapply.